Faysal Financial institution Restricted (FBL) demonstrated resilient monetary efficiency, on a standalone foundation, reporting Revenue Earlier than Tax (PBT) of PKR 47 billion and internet revenue of PKR 21.7 billion translating into Earnings Per Share PKR 14.30.
The Financial institution additionally declared a closing money dividend of Rs 2 per share, i.e. 20%. This ends in a cumulative money dividend payout of Rs 6.5 (65%) per share for the 12 months, which incorporates Rs 4.5 (45%) interim money dividend distributed throughout the 12 months.
FBL’s steadiness sheet confirmed sturdy progress and complete belongings have been at PKR 1.8 trillion, pushed by robust deposit mobilization. Progress in present accounts remained sturdy, crossing half a trillion mark to PKR 536 billion i.e., 31.3% progress over December 2024. Financial institution’s complete deposits elevated by 36.7% to PKR 1.43 trillion as at December 2025, with market share enhancing from 3.45% to three.81%. FBL’s internet financing elevated by 37.6% to PKR 872 billion as at December 2025, with market share enhancing from 4.2% to six.1%. ADR strengthened to 61.1% as at Dec’25 from 60.7% at Dec’24.
The Financial institution’s Capital Adequacy Ratio (CAR) is at 14.0% and stays above the minimal regulatory requirement for 2025. Asset high quality continued to enhance with the an infection ratio declining to 2.3% as in comparison with 3.6% final 12 months.
The Financial institution’s monetary efficiency underscores its strong enterprise fundamentals, prudent threat administration practices, and deal with innovation. These additional cements FBL’s place as a key participant within the banking trade, devoted to delivering sustainable progress and worth to stakeholders.
Mr. Mian Muhammad Younis, Chairman of Faysal Financial institution, reflecting on the Financial institution’s efficiency, mentioned, “Alhamdulillah, the outcomes of the 12 months ended December 2025 underscore the enduring power and stability of our Islamic banking basis. They’re a direct consequence of the clear strategic imaginative and prescient of our Board and the dedication of our administration. We stay grateful to our valued clients for his or her continued belief and for selecting Faysal Financial institution as their most popular Islamic banking associate.”
Mr. Yousaf Hussain, President & CEO of Faysal Financial institution, added, “By the Grace of Almighty Allah, following a 12 months of sturdy efficiency in 2025, FBL continues to uphold the values of Islamic banking whereas providing modern and inclusive monetary options that contribute to the true financial system. Guided by our Shariah Supervisory Board, we’re strengthening our threat administration practices, governance framework, and customercentric method to make sure sustainable and accountable progress. With a robust basis, we’re wellpositioned to speed up our progress by way of ongoing funding in our community, digital capabilities, and human capital.”